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Cigna has been offering health insurance since 1982, so they haven’t been around as long as some of their competitors but they make up for it in price, reputation, and options. Whether you’re looking for group or individual health care plans, they’ve got you covered. You can even choose between Health Maintenace Organizations (HMO’s) and network plans; this option isn’t widely available with most insurance companies. They even offer idemnity plans to protect you against a major financial burden.

According to, approximately 25 percent of consumers who have left reviews stated that they were covered through their employer with Cigna’s health care insurance. There has to be a reason why almost one-quarter of employers would offer coverage to their employees through Cigna, and it’s most likely due to their competitive pricing, prescription options, and reputation.

Since Cigna offers such versatile insurance options, you can customize your plan and decide what you need, or don’t need, to maximize your insurance needs. With the prescription coverage, you have the option to use their home delivery service so that your medications are delivered right to your front door, eliminating standing in long pharmacy lines and having public conversations about your medication in front of complete strangers. If you have a question or concern about your medication, you can speak to the pharmacist privately, over the phone, to address those issues.

In addition to your average health care plans, you can also opt to take advantage of their dental plans. Again, there are plans for individuals as well as employees, and just like the health plans, you have a variety of dental coverage options. You can choose a low deductible plan or a higher deductible plan which offers more coverage.

Cigna truly lets you customize and choose plans that fit you and your particular needs. Of course, if your needs change as you age, you can always adjust accordingly for the following year. Many of the reviews left by customers stated that they chose Cigna based on price and affordability. This is partly due to the fact that you can select what fits your needs and budget, and partly due to the sheer amount of subscribers that are currently enrolled in Cigna health plans.

Another glimpse inside the company provided by current and former employees gives you a look at what the company is like from the inside. According to employee reviews, 69 percent of employees would recommend Cigna to a friend or family member as an employer. That’s a high number of employees, about every two out of three, that would vouch for their employer–even after leaving the company.

Approximately 88 percent of employees approve of the company’s CEO and the overall company rating by employees is 3.5 out of 5-stars. This shows that Cigna takes care of its employees and treats them well. Their employees care a great deal about you and your satisfaction because they’re being treated accordingly.

Aside from health and dental insurance, the company also offers a wide variety of other insurance products such as voluntary limited-benefit health plans, government benefit managers, and disability plans that cover short-term, long-term and specialty groups.

The bottom line is that when it comes to offering competitive rates and policies, Cigna keeps you in mind as a consumer and offers a wide variety of options in regards to prices and needs. Their mobile app allows you to find a doctor, check on claims, view your ID card, and much more which helps you while you’re traveling or pressed for time. Cigna even offers international plans so if you’re going to be going out of the country, you can still receive quality health care if fall ill or are in an accident.

If you decide to sign up with Cigna but aren’t quite sure which plan is for you, you can use their “Health Care Cheat Sheet” to find out more about your health and options. This can help you save time and money before you even sign up with them. While you’re there, you can find out more about how to save money on future health care and find out what your risks are. Knowledge is power, and that’s what you’ll get when you sign up with Cigna.